How much does it cost to buy a funeral insurance plan?

Your premium, or cost, of funeral insurance will depend on several factors, including your age, gender and your state of residence.

In addition, the amount of insurance you need will impact the price of your funeral plan.

The younger you are, the lower your rate for coverage.

In addition, the more insurance you need, the higher your overall cost of insurance.

You can find out how much your insurance plan will cost by visiting a life insurance...

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Is there funeral expenses insurance available for people over eighty years old?

Yes. In fact, there are guaranteed issue permanent life insurance policies available that can provide the funds needed to pay for your final expenses, including the cost of your funeral and burial expenses.

Guaranteed approval means you cannot be turned down for coverage if you meet the age requirements for approval.

For example, one highly-rated insurer offers guaranteed issue funeral insurance plans for people betw...

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Where or not funeral insurance is a good idea for you will depend on your own personal situation.

If you have no money saved to cover the cost of your final expenses, including your funeral and burial, then funeral insurance would appear to be a good idea.

However, if you have enough money saved to pay for your funeral and burial costs, then maybe you don't really have a need for funeral insurance.

Learn more about whether funeral insurance is a good idea for you.

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What are the best insurance companies offering funeral insurance?

When out comes to funeral insurance, there are several highly-rated insurers offering plans, including United of Omaha, MetLife, Colonial Penn, AIG, Fidelity Life, and Gerber, among others.

Keep in mind, many of these plans offer guaranteed approval for anyone who meets the age requirements.

However death benefits may be limited the first 2 years you are insured.

Learn more about comparing funeral insurance companies online.

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Funeral insurance is a type of permanent life insurance plan that provides a limited amount of insurance to pay for your final expenses, including the cost of your funeral and burial.

Usually, these funeral plans are guaranteed issue, which means you will not have to take a health exam or answer any questions about your health.

Many funeral policies offer from $3,000 up to $20,000 of life insurance protection.

Approval for funeral plans may be guaranteed, but the age requirements for guaranteed ...

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A rate for funeral insurance coverage is the price you pay per $1,000 of funeral life insurance protection.

Your personal rate for the insurance is based on several factors, including your gender, age, state of residence, among other things.

Women will pay a lower rate per $1,000 than men because women have a longer life expectancy on average.

Some insurers offer funeral expense insurance with premiums as low as $8.80 per month; however, your rate and corresponding premium will vary by insurance...

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Yes, adult children with an insurable interest in their parents may purchase funeral insurance policies for their parents.

Insurable interest is required in order to buy life insurance on someone else.

Insurable interest does exist between parents and their adult children.

There are guaranteed issue funeral insurance policies available for your parents if they are between the ages of 45-85.

That means there is no doctor exam required, and you won’t have to answer any questions about the health ...

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Do you live in New York and need funeral expenses insurance coverage?

If so, you may have several options to choose from to get insured for funeral expenses.

Today, residents of the state ion New York can buy guaranteed issue final expenses coverage without any health exam required, and without having to answer any questions about their health.

In fact, if you are between the ages of 45 to 85, and you can pay the premium, you can get up to $25,000 of guaranteed approval funeral life insurance co...

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If you haven't planned for your burial and funeral (final expenses) yet, you may be considering the purchase of a funeral insurance policy.

But, where can you buy a funeral insurance plan?

Today, there are several insurance carriers that offer funeral expense policies you can get online.

Some of the leading providers of funeral plans include United of Omaha, Colonial Penn and Met life, among others - and they all offer free quotes you can request online to find out how much your funeral insuranc...

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Can I get death insurance to cover the cost of my funeral expenses?

Yes, there are life insurance policies (also known as death insurance) that can provide the money needed for your loved ones to pay for your burial and funeral expenses.

Usually, these are whole life policies with guaranteed approval for anyone who meets the age requirement.

Since they offer guaranteed approval, there is no health examination required and no questions asked about your health.

The average cost of a funeral and bur...

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Can I buy a funeral insurance policy on either or both of my parents?

Yes, adult children with an insurable interest on their parents may purchase funeral life insurance plans on their parents.

I your folks don't have much money saved, live on a tight budget, or haven't planned for their final expenses, it may be a good idea for you to plan ahead so you aren't stuck with a sizable bill without the funds to pay it when the time comes.

Today, the average cost of a funeral, burial and related expen...
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Burial insurance and funeral insurance is a whole life insurance policy designed to cover the cost of a person’s funeral and/or burial.

These types of life insurance plans may be called burial insurance, funeral insurance or even final expense insurance.

Usually, these policies provide from $2,500 up to $20,000 or more of life insurance protection, and there is no health exam required which makes it easier for you to qualify and purchase your policy.

These plans are made for the purpose of pr...

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Can I buy funeral insurance without taking a medical exam?

Yes, you may be able to purchase no exam funeral insurance coverage.

It depends on your age. There are guaranteed approval funeral insurance plans available for anyone who meets the age requirements of the life insurance company offering coverage.

For example, one highly-rated life insurer offers guaranteed acceptance funeral insurance for people age 45 to 85.

With guaranteed funeral insurance you cannot be denied coverage if you meet the...
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What is funeral insurance and how much does it cost?

Funeral insurance is life insurance to provide funds to pay for your final expenses, including the cost of a funeral and burial.

The price you pay for funeral insurance will vary by insurer based on the amount of coverage, your gender and age.

Some funeral plans offer up to $25,000 of insurance and rates start as low as $8.80 per month for around $3,000 of coverage.

Here's how to learn more about finding cheap funeral insurance online.
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Funeral insurance and life insurance are different in a few ways.

Life insurance may offer up to $1,000,000 of protection or more depending on your age and health.

Whereas, funeral insurance usually offers up to $25,000 of coverage.

Life insurance may or may not require you to take a health exam, depending on your age and the amount of coverage you need.

Whereas, a funeral insurance policy may provide coverage with no health exam and no health questions asked.

Life insurance may decline to offer y...
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Yes you can buy burial insurance on your parents, although some life insurance carriers may require that the insured pay the premiums.  

Otherwise, you as the owner of their burial life insurance policies may be able to pay the premiums.

It is usually fine for the adult child to own the insurance policy and be the beneficiary of the policy, too.  

Most of these burial insurance policies do not require your parents to take any medical exam, but may require the proposed insured to...

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No your life insurance death benefit can be used for any purpose your beneficiary wants to use it for.

Life insurance has nothing to do with your funeral.

Unless it's a preneed funeral insurance plan purchased from a funeral home to specifically pay for the cost of your funeral.

However, a funeral preneed life insurance policy does not have to be used for a funeral either. The funeral contract can be canceled by you at any time and the life insurance proceeds can be left to t...

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